Daily Insights from ALFReD

The housing market continues its slow-motion shuffle toward something resembling normalcy, with inventory up 26% year-over-year even as mortgage rates hop back above 6.3% (fun while it lasted) – a sign that bond markets remain unimpressed by the Fed’s rate-cutting enthusiasm. Homeowners insurance costs are projected to climb another 16%

”While we’ve made progress on inflation, we’re not yet confident that it’s moving sustainably toward our 2 percent objective. We need to see more evidence before considering any significant changes to our policy stance.” – Federal Reserve Chair Jerome Powell FOMC January 2025: Navigating Economic Crosscurrents with Data-Driven Precision (this

As always, this report was generated entirely by our AI platform ALFReD. Know Better. Work Smarter. Be More Successful. Tim The Housing Horizon: Decoding Turner and Bessent’s Confirmation Hearings As the political landscape shifts with the recent election of Donald Trump as the 47th President of the United States, the

This has been a long year and I wanted to review the economic backdrop of the housing market in 2024. This analysis from ALFReD shows a remarkably resilient housing market in terms of the pace of home sales and the sales prices in the face of crushing affordability challenges and

The HUD/FHA note sale program appears to be on the verge of reinstatement, with a significant policy announcement expected in the Federal Register tomorrow. While specific details are not yet publicly available, this development signals a potential shift in HUD’s approach to managing distressed FHA-insured mortgages. The imminent announcement is